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Owning vs. Renting?
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Fixed housing expenses When you own a home, you’re no longer at the mercy of a landlord giving you thirty days notice to find some other place, constantly raising your rent, or telling you what you can and cannot do to with the house you would like to enjoy. When you rent you are also subject to market conditions causing your rent to go up every year. When you buy a home, you now have a fixed monthly housing expense for the next fifteen or thirty years (depending on loan term). If anything, when you’ve lived in your home long enough, and rates come down (which they eventually do), you can refinance and perhaps reduce your mortgage payment.
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