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Down payment

Your down payment is applied to the purchase price and is usually not financed. The amount of down payment you use will reduce the amount you need to borrow. So, the more cash you put down, the smaller the loan amount, and in turn, the smaller the amount of your mortgage payments.

Also, if  you have 20% or more to put down, this will eliminate having to pay Private Mortgage Insurance (PMI). This could save you thousands over the term of the loan and keep your monthly mortgage payments down even more.

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Down Payment

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Down Payment